PEL Refresh is a 10-year fund with a capital guarantee that can be subject to early reimbursement as from the 5th year. The pay-off is linked to movements in the Dow Jones EURO STOXX 50 index.

Key points:

• An investment horizon of 5 to 10 years
• A mechanism indexed to a systematic management strategy linked to the DJ Euro Stoxx 50 index     
• An initial valuation equivalent to 79% of the nominal value
• Reimbursement of the nominal value of the investment at maturity
• Possibility of early reimbursement from the fifth year with reimbursement of 125% to 145% of the nominal value of the investment
• Objective: an optimum access to the Euro zone reference index

PEL Revival is a 10-year fund with a conditional capital guarantee that can be subject to early reimbursement as from the 3rd year at maturity whose pay-off is linked to movements in the Dow Jones EURO STOXX 50 index.

Key points:

• An investment horizon of 3 to 10 years
• A mechanism indexed to a systematic management strategy linked to the DJ Euro Stoxx 50 index     
• An initial valuation equivalent to 45% of the nominal value    
• A fixed coupon of 4% of the nominal value in years 1 and 2
• Possibility of early reimbursement from the third year with reimbursement of 107% to 137% of the nominal value of the investment
• Objective: an optimum access to the Euro zone reference index