Copyright

All materials contained and shown on this site, including any and all information, publications, data, pictures, logos, trademarks, etc., are protected by copyright. Such materials are reserved strictly for personal use.
It is formally prohibited to use, represent or reproduce such materials, whether in whole or in part, in any form and by any means, unless with the prior written agreement of the authors and beneficiaries of such materials.

Tax residence

This site is aimed at individuals residing in the European Economic Area.
If you are not a resident of the European Economic Area, you must ensure beforehand that under the regulations applicable to you, you are authorised to take out an insurance policy with a Luxembourg insurer.

We waive any liability in the event that a client seeks to take out a life insurance policy in violation of the laws of his or her country of residence and further reserves the right to refuse to enter into any such policy with any person who is not a resident of the European Economic Area.

Disclaimer

Any and all information, data, analyses, comments, simulations, advice and opinions published on this site are are provided for information purposes only and they do not in any manner constitute a commercial offer made to persons consulting this site. These information are drawn from sources deemed to be reliable. However, we do not guarantee the accuracy, completeness and precision of such materials, or that they are up-to-date.
You are invited to seek the opinion of a qualified professional who will help you use and/or interpret such information, which is to be used with all usual care, both as regards its content and with respect to each person’s specific situation and requirements.

We may not be held liable for any direct or indirect loss that may result from the use of such materials, and the user shall remain solely liable for any decision he or she may take.

More generally, except in the event of proven gross negligence, we shall not be held liable for any loss or damage caused to a third party and resulting from access to this site, or from consultation or use of the information provided therein.

This disclaimer shall be governed solely by the laws of Luxembourg.