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A new horizon for your wealth
Pharos gives you access to an extensive range of top performing
external funds from leading international fund managers.
This multi-manager policy caters for investors seeking
- A tailored portfolio of investment products,
- Stability of returns through asset diversification,
- Optimised profit potential for investors by accessing a series
of funds managed by highly qualified
managers.
Pharos in brief- Simplicity
- Flexibility
- Performance
- Choose your contribution amount and frequency
- Optimal diversification adapted to your investor profile
- Death
cover
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| Key features |  |
| Legal form | - either a life assurance contract
- or a named capital redemption bond |
| Duration | - life assurance contract: whole life
- capital redemption bond: unspecified duration |
| Currency | multi-currency |
| Investments | - initial premium: EUR 10,000 (minimum)
- additional contributions: EUR 2,500 (minimum) |
| Types of funds | - guaranteed minimum rate funds
- money market funds
- bond funds
- equity funds
- mixed funds
- profiled funds
- structured funds
- expert funds |
| Fund switching | - possible at any time |
| Availability of your investment | unrestricted withdrawals.
Minimum withdrawal amount: EUR 2,000 |
Death cover (life assurance contracts only)
| Automatic basic cover with the option to change cover type
(starting from 01/06/04). |
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